Check a car's history before you buy
Enter any UK reg to uncover outstanding finance, write-offs, stolen markers and mileage history, from Experian and official DVLA data, backed by a £10,000 data guarantee at £9.99, or the full £30,000 guarantee at £14.99. And unlike a plain HPI-style check, CarMate can also tell you whether the asking price is fair.
Powered by Experian provenance data and official DVLA & DVSA records
What is a car history check?
A car history check reveals a used car's hidden past before you buy. Run from the registration, it shows outstanding finance, insurance write-offs (Cat A/B/S/N), stolen and scrapped markers, plate changes, keeper history and mileage. CarMate uses Experian and official DVLA data, backed by a £10,000 data guarantee at £9.99 or the full £30,000 guarantee at £14.99.
What a History Check uncovers
Outstanding finance
Find out if the car is still on a finance agreement. If it is, the lender can repossess it from you after you have paid the seller.
Insurance write-offs
See if it has ever been written off, including the category (Cat A, B, S or N) and the date it was recorded.
Salvage photos & damage
The salvage auction record behind a write-off: the damage description, the mileage when it was salvaged, and links to the actual photos. A standard HPI-style check records the write-off category; CarMate shows the auction damage and photos behind it.
Stolen check
Cross-checked against the Police National Computer records held by Experian.
Scrapped, imported & exported
Flags vehicles recorded as scrapped, exported, or imported into the UK.
Mileage & clocking
A full MOT mileage timeline that flags any reading that drops between tests.
Plate & keeper history
Previous registration marks, plate transfers and the number of former keepers.
See the salvage photos, not just a category letter
A standard history check records "Cat S" without the detail behind it. CarMate shows that salvage auction record: the damage, the mileage when it was written off, the auction it went through, and links to the actual photos. So you see what really happened to the car.
What you get that a standard history check won't
- The salvage photos and damage behind a write-off, not just the category letter a standard HPI check gives you
- A plain-English verdict on whether the asking price is fair for the car
- Scam and listing red-flag analysis for private adverts
- A downloadable PDF you can keep or share with a mechanic
- One reg, one check, no subscription
How it works
Enter the reg
Just the number plate. No listing or sign-up needed to start.
We pull the records
Experian provenance data plus official DVLA and DVSA records, in one lookup.
Get your report
A clear result with every marker explained, plus a downloadable PDF, in under 60 seconds.
Or £14.99 with the full £30,000 data guarantee, the same cover HPI charge £19.99 for.
Less per check when you buy a multipack. No subscription. 30-day money-back guarantee.
Already running a listing check? Add the full History Check for just 1 more credit.
Car history check FAQs
What does a car history check show?
A history check reveals a vehicle’s background that you cannot see from the listing: outstanding finance, insurance write-off records and category, stolen and scrapped markers, import and export records, plate transfers, the number of previous keepers, and the full MOT mileage history with any clocking flagged.
Is this the same as an HPI check?
It covers the same kind of provenance data that people mean when they say "HPI check" (HPI is a brand name that became a generic term). A CarMate History Check uses Experian data for finance, write-off, stolen and similar markers, and adds the full MOT mileage timeline. Unlike a standard history check, it can also tell you whether the asking price is fair, and it is cheaper.
Is the History Check guaranteed?
Yes, and there are two tiers with a price each. The £9.99 History Check is backed by a £10,000 Experian data guarantee, which covers most used cars since it only needs to match what the car is worth. The £14.99 History Check is backed by the full £30,000 guarantee, the same level of cover HPI sell at £19.99. If a recorded marker, such as outstanding finance or a write-off, was on the records at the time of your check but the report missed it, the guarantee protects you up to its limit. It covers the accuracy of the data at the time of the check, not finance or other events added to the car after the check date, since a history check is a snapshot in time. This is separate from the 30-day money-back guarantee on your purchase.
How do I check if a car has outstanding finance?
Run a History Check with the registration. If there is an active finance agreement recorded against the vehicle, it is shown along with the type of agreement. Buying a car with outstanding finance is risky because the finance company can legally repossess it from you even after you have paid the seller.
What do Cat A, B, S and N mean?
They are UK insurance write-off categories. Cat A and B are the most severe (the vehicle should never return to the road). Cat S means structural damage that has been or must be professionally repaired. Cat N means non-structural damage. A History Check shows the category and the date it was recorded.
Where does the data come from?
Vehicle provenance (finance, write-off, stolen, scrapped, import and plate or keeper records) is sourced from Experian. Mileage and MOT history come from the official DVSA records, and vehicle specification from the DVLA.
How long does a car history check take?
Under a minute. You enter the registration, we pull the Experian and DVLA/DVSA records live, and the full report is ready straight away, with a downloadable PDF you can keep or share.
Can I check a car I don’t own yet?
Yes, and that is the point of checking before you buy. You only need the registration plate, which is shown in most adverts or given by the seller on request. You do not need to be the owner or keeper to run a History Check.
Does the check include salvage auction photos?
If the car has ever been through a UK salvage auction, the History Check surfaces that record: the damage description, the mileage when it was salvaged, the auction it went through, and links to the actual photos where they are held. That is more detail than the write-off category a standard HPI check records on its own.
Don't just check the car. Check the deal.
Run a full History Check on the reg you're looking at, and find out what the seller isn't telling you.
New to CarMate? You get 1 free credit when you sign up, enough for a listing check, paste a Gumtree or eBay advert and we'll analyse the deal at no cost.